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PERL is a leading national independent mortgage banker headquartered in Chicago, with over 200 employees company-wide, licensed in 26 states and growing nationally. Founded by Ken Perlmutter in 1994, PERL is now celebrating its second decade as one of Chicago’s most respected independent financial institutions. PERL offers the best of both worlds – the financial strength of a bank and the flexibility of a mortgage banker. As a full-service lender, PERL has access to a wide range of loan products and consistently finds the best rates and programs to fit the unique needs of our clients. With our in-house operations, PERL is able to provide quick decisions on loan information that clients need throughout the lending process, leading to smooth and faster closings. We pride ourselves in building lifelong associations with our clients – and will help finance more than just your first home. We’ll continually manage your financing needs to secure your long term success.